An 8-minute watch.

Simon Clare is head of technology innovation for Bravura Solutions, a software tech provider across finance. Here, he imagines how tomorrow’s customer will use technology to interact with investments. 

He makes the important point that ownership of assets that increase in value and compound over time has “enormous positive human outcomes”, and that technology – at first through the collectives, then paternalistic employers, and in the future through social policy – has enabled the democratisation of access to these powerful effects.

Simon then delves into the key technologies of the past 50 years, and why, even though improving democratisation, their impact has not brought down costs to the consumer.

For more from Next Wealth Live, here’s Nick Blake on the value of Robos, platform CEOs on surviving and thriving, and Heather Hopkins on the threat to sole trader advisors.