A longer listen.

In this lively discussion, CLIVE WALLER, managing director at CWC Consulting, talks Lee Robertson through his views on pensions freedoms, platform fees and “nightmare scenarios” for clients in the decumulation phase.

With the onset of pensions freedoms, Clive asserts that encouraging people to put money into real assets rather than annuities can be fraught with danger. This is especially so with few talking up the value of annuities.

He also touches on the issue of the financial services sector still needing to boost its reputation, despite moving on from its past “sins”.